Am I Eligible

Short-term and payday lenders specialise in helping customers who may not have the best credit however you still need to meet certain criteria

Have a mobile phone

Have a UK bank account

Be employed either full time or part-time

Be 18 years and over

Be a UK citizen

How Payday and Short Term Loans Work

My Payday Loan Broker is a solution service provider for people looking for short term and payday loans. We utilise a panel of lenders to try and find you payday and short term loans. A payday or short term loan could help you solve temporary cash flow problems or for an unforeseen expense, avoiding costly overdrafts and bounced-cheque fees. Payday and short term loans should not be used as a long term credit solution. Applicants must be UK residents over 18 years of age and employed.

Short term loans could be a great solution to cover an unforeseen expense, like a bill or a problem with a car, or can be used as a short term buffer until your next payday. Just complete our no-obligation application form. If accepted you will be asked to complete your application with the lender and if you are approved you could have the funds in your bank account within an hour of the application form being completed. In some cases the lender may require further information from you, such as a payslip or a bank statement and this may delay your application.

Before you take out a Payday or Short Term loan, you need to ask yourself whether borrowing money is the right thing for you. If you can cut down on your spending or put off buying something until you’ve saved for it, do that. If you are borrowing money to make repayments on other loans and debts, you may be in a vicious circle and it might not be the best thing to do. If you think you need help with your debts, you can contact the Step Change Debt Charity service at www.stepchange.org who will provide free and impartial advice.